Financial Highlights

Entire IR Site Press Releases Only Filings Only
Email pagePDF viewPrint viewRSS FeedsEmail AlertTear sheetSocial media sharing
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2017 Q22016 Q2Y-Y
Ch (%)
2017 Q1Q-Q
Ch (%)
Loans Held for Investment, before Reserves1,852,6421,801,8772.821,828,8655.20
Loans Held for Sale, before Reserves4,387933370.206,028(108.89)
Loan Loss Reserve19,68019,5040.9019,3955.88
Net Loans Receivable1,837,3501,783,3063.031,815,4984.81
Intangible Assets36,21236,752(1.47)36,338(1.39)
Total Assets2,974,6882,958,0160.562,957,2852.35
Deposits2,427,7232,394,3341.392,438,012(1.69)
Debt, Senior and Subordinated52,01273,075(28.82)35,953178.67
Common Equity434,454413,2245.14426,8087.17
Total Shareholders' Equity434,454413,2245.14426,8087.17
Shares Outstanding (actual)12,223,75012,193,1810.2512,223,7500.00
Income Statement ($000)
 2017 Q22016 Q2Y-Y
Ch (%)
2017 Q1Q-Q
Ch (%)
Net Interest Income26,56026,0591.9226,5070.80
Provision for Loan Losses1,040435139.081,596(139.35)
Noninterest Income8,1308,215(1.03)11,051(105.73)
Noninterest Expense22,12022,771(2.86)22,581(8.17)
Net Income Before Taxes11,54511,0784.2213,383(54.94)
Provision for Taxes3,1932,84612.194,014(81.81)
Net Income8,3528,2321.469,369(43.42)
Per Share Items ($)
 2017 Q22016 Q2Y-Y
Ch (%)
2017 Q1Q-Q
Ch (%)
Book Value per Share35.5433.894.8734.927.17
Tangible Book Value32.5830.885.5231.947.96
Diluted EPS Before Extra0.680.680.000.77(46.75)
Diluted EPS After Extra0.680.680.000.77(46.75)
Dividends Declared0.50000.50000.000.0000NM
Performance Ratios (%)
 2017 Q22016 Q2Y-Y
Ch (bp)
2017 Q1Q-Q
Ch (bp)
ROAA1.121.1201.26(14)
ROAE7.758.04(29)8.78(103)
Net Interest Margin4.054.0414.050
Loans / Deposits76.3175.2610675.01130
Efficiency Ratio60.9363.55(262)57.77316
Balance Sheet Ratios (%)
 2017 Q22016 Q2Y-Y
Ch (bp)
2017 Q1Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets13.5512.896713.3718
Equity/ Assets14.6113.976414.4317
Asset Quality Ratios (%)
 2017 Q22016 Q2Y-Y
Ch (bp)
2017 Q1Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.720.89(17)0.720
Loan Loss Reserves/ Gross Loans1.061.08(2)1.060
Loan Loss Reserves/ NPAs91.7574.261,74991.1065
Net Charge-offs/ Avg Loans0.160.19(3)0.21(5)
Regulatory Capital Ratios (%)
 2017 Q22016 Q2Y-Y
Ch (bp)
2017 Q1Q-Q
Ch (bp)
Tier 1 Capital Ratio17.8017.463417.782
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2017, © S&P Global Market Intelligence  Terms of Use

Please wait...

Working